Patterns
Program home
The spine of the IA — a 1:1 model of how examiners think. Every compliance program has the same anatomy: policy, risk assessment, obligations, monitoring, training, and evidence in one place.
BSA / AML
Bank Secrecy Act & Anti-Money Laundering program
Risk assessment
2026 due in 9d
Last: 2025 · ● Moderate residual
Policy in force
BSA/AML Policy v7
Board-approved 2025-08 · current
Training
Annual BSA · 82%
Applicable obligationslive
BSA CDD & Beneficial OwnershipCurrent
CTR / SAR reportingCurrent
OFAC sanctions screeningCurrent
314(a) information requestsCurrent
Open items2
Intl-wire CDD refresh · 12 customers
Channel monitoring gap → enhance